Tread Lightly, Retire Early

Tread Lightly, Retire Early
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No filter. The sun came out for the first time in too long yesterday afternoon, and I spent my time chasing the last rays on an hour long run just before sunset. It was wonderful. And then this morning I woke up with excruciating pain in my right heel. Currently taking ibuprofen and icing, and very worriedly reading about plantar fasciitis and hoping that isn’t it, because running can be a cause. Cross your fingers for me that the pain goes away quickly and it was just a fluke - and that I can keep up my longer runs. #trailrunning #runnersofinstagram #motherrunner #debtfreecommunity #financialindependenceretireearly #zerowasteliving #pnwtrails #backyardtrails #kirklandwa 2019 was my first year tracking the books I read. Ever since I learned to read at just two and a half years old, I rarely stopped. There were a couple of years post college where I read less than normal, but I’ve since resumed my voracious appetite for written content. That includes blog posts now, but I still read a ton of books as well. I had no sense of just how many books I usually read in a year, so I picked thirty as my goal without any idea if that was way too low or too high. I ended up reading fifty five books in 2019, so my initial thought of setting the goal at fifty two would have been more accurate. The number doesn’t matter so much as the fact that I’m enjoying having a list of what I read, and now I’m sharing that list and a few thoughts here. And of course, these were almost all library books. Link in bio. And thanks to everyone who asked for the full list! Finding I love to write about and share the books I’ve read. And my clear love of @reallyrichelle #amreading #booklist #financialindependenceretireearly #zerowaste #choosefi #debtfreecommunity #readinglist #booknerd “Quitting your job with no backup? Money! Calling off a wedding? Money! Starting over in a new city? Money! It’s very easy to have the courage of your convictions when you have a safety net, and very difficult to do anything on principle when you don’t.” . . Wise words from @faganchelsea of @thefinancialdiet. Money does not equal courage. That doesn’t mean those things don’t ALSO require courage, but we can’t discount how much money changes the picture. #debtfreecommunity #dfc #womenandmoney #financialindependenceretireearly #choosefi #money #firecommunity No filter. View from the guesthouse we stayed at on Vestmannaeyjar, Iceland. Out of pocket, we spent just $1,000 on 4 plane tickets, 10 nights of lodging, and our share of a car for a week. We landed back at home from Iceland on Wednesday night and have since been recovering from jet lag and hanging around home before going back to work on Monday. We were all sick over Christmas and the cold lingered for the start of our trip, but we otherwise had a fabulous time. We spent eleven days and ten nights in Iceland, and we’re now already talking about wanting to go back again for a summertime trip, as it would be a completely different experience. No matter what, it is definitely a country we would like to return to someday. Link in bio to this past week’s Frugal Five - Iceland Edition. #iceland #icelandtravel #vestmannaeyjar #westmanislands #frugaltravel #budgettravel #travelwithkids #tinyglobetrotter #financialindependenceretireearly #choosefi #debtfreecommunity #visiticeland #heimaey #traveliceland #icelandtrip #iceland🇮🇸 2. Max out my IRA again. This is most definitely a slow but steady goal this year, and it won’t happen in the 2019 calendar year, but I will be sure to make it happen by April, when the deadline to add to it cuts off. I had big goals to have this maxed out by the end of December, but again, vet bills, as well as other savings goals, slowed me down. Regardless, I will take money out of savings in April if necessary to max it out then, but I don’t expect to need to. No matter what, it’s a powerful savings tool for retirement, and I plan on maxing it out every year from here on out, barring circumstances outside of my control. Recap of the rest of my 2019 goals up on the blog today. I’ll be spending the next few weeks finalizing the ones for this year, and then I’ll share those as well. I find the accountability of publishing these quarterly updates is huge for me. I also share my total books read this past year - 54 - and want to know, should I write a post with the full list? It was fun tracking my reading for the first time ever, and I’ll do it again this year. #financialindependenceretireearly #choosefi #financialfreedom #rothira #traditionalira #savingsgoals #2019goals #goalsaccomplished #womenspersonalfinance #womenandmoney Happy New Year, all! It’s been one heck of a decade. 2010: celebrated 1 year of marriage, moved back to WA from SC, & I started my career job in sustainable, affordable housing 2011: adopted a dog & bought our home, and I began gardening in earnest 2012: we adopted our second dog & our current roommate moved in 2013: husband graduated from college & I paid off my student loans 2014: I finished grad school - debt free 2015: we welcomed our son into the world and became parents 2016: the kiddo started preschool 2017: Tread Lightly Retire Early was born! 2018: Meet The Women Of The Financial Independence Movement was published and catapulted this blog to new heights. It was the most read post again this year. 2019: we celebrated ten years of marriage & I saw my name in print in the NYT Sunday Times. It’s been a seriously good year (and decade). We both entered our thirties and dove more seriously into our pursuit of financial independence. Our careers continue to grow and change, and we’re still content in our little starter home, but now with a much bigger garden. I’m excited to see what this next year, and next decade has in store with us. Thanks for following along - I appreciate each and every one of you. Cheers to the New Year. #financialindependenceretireearly #choosefi #treadlightlyretireearly #zerowaste #debtfreecommunity #happynewyear #debtfree #firecommunity

Tread Lightly, Retire Early

Tread Lightly, Retire Early

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