At this point, we are absolutely not going to hit a 50% savings rate again this year, though we should be above the 40% mark. Much more than last year, I'm actually okay with that. I expect that we will hit that savings rate eventually (or, at least, when we stop paying for childcare), but…
Every time I'm behind writing a monthly finance update (like this month), I'm reminded of why I've committed to sharing our spending here on the blog every month. Two thirds of the way into September, it would be easy enough to ignore my August recap and just continue on forward like the month didn't happen.…
It's hard to believe we are already almost at the end of the third quarter of 2019. Didn't we just go to Hawaii? Apparently not, considering that was almost eight months ago now. That said, we have definitely packed quite a bit into the first nine months of the year. Most of it has been…
Let's just say that this has been an expensive summer. Between vet bills, backyard fence replacement, and spending for future vacations, we have spent significantly more money than is average for us. That said, for July in specific, we knew it was going to be expensive because of our dog's surgery, so we spent accordingly…
Apparently we are halfway through the year already, so it's time for another quarterly goal check in already. I only set one main goal last year (and promptly forgot about the others I had set previously). This year, I decided to be intentional with my goals like I have with the rest of mine life.…
The month of May was a busy one for us. We returned from our Arizona trip the last day of April and went back to work May 1st, and then spent the following weekend at Fred Meyer and Home Depot and at home setting up my two newest raised beds for Mother's Day. At the…
April was a good solid month for us, with a nice balance of travel out of town and hanging out around home. The weather has finally warmed up enough that I've gotten to spend a decent amount of time in the garden, more time on the trails behind our house, and it's now light enough…
Welcome to another week of the Women’s Personal Finance Wednesdays roundup. I started this series after months of debate because I wasn’t certain I wanted to up the ante and commit to publishing three posts a week. However, now that I’ve started sharing these posts, I’m so glad I started. There are so many fabulous…
A year and a half ago, I had no budget. And I don't mean an anti-budget, where I artificially restricted our access to funds by diverting them to our savings account and "paid ourselves first." I mean that we simply lived by the method of "spend less than you earn." Of course, that meant some…
I adore three paycheck months. While I realize that our overall income doesn't change whether we get paid twice a month or every other week, I do prefer it this way because it feels awesome to have a big "bonus" month two times a year, and it's a big mental boost to be sure. Money…