I love reading other financial blogs, and like most everyone else here, I initially stumbled upon the idea of financial independence through a couple of those blogs. I think the online space is just incredible for motivation and finding a community of like minded individuals who cheer when you write about running to work on dark rainy mornings or line drying our laundry in order to tread lightly on the planet and to reach big financial goals.

A few months ago though, I was reading through a list of personal finance bloggers and there was literally one female listed. When someone asked in the comments below, this blogger said he didn’t know any others, which is absolutely crazy, because there are so many fantastic women in this space.

There is also a huge list of male financial bloggers, especially, male (software) engineers, starting with the original Mr Money Mustache. I think part of the reason stereotype of the white male tech FIRE blogger persists so strongly is because that is who first kicked off the movement in a big way, but it’s also more than that. When it comes to finance in general, that’s the default expectation across the board (except for maybe the specific career choice).

I am most definitely not a male engineer, but who knows about what the kid will grow up to be

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But not everyone who is interested in finance independence (and early retirement) are men with huge salaries, and I think it is so important to read different perspectives than fit in that narrow box.

Millennial Boss has a great list of FIRE bloggers who are not  male engineers, which is awesome for those of us who don’t make the big bucks and can’t possibly save 90% of our incomes. If you haven’t read this list, I would highly recommend checking out everyone on that list.

However, I’ve yet to see a specific list for the women, so I’ve decided to put one together here. I lived in a very progressive sorority at my liberal arts college as well as playing on the varsity softball team, and I know firsthand the power of a supportive and encouraging group of women. The female personal finance community feels very similar in this regard. The women here celebrate each other’s successes and empathize with the heartbreaks. I can only hope to meet many of them in real life some day.

Ps – this shouldn’t be surprising as women are overwhelmingly beginning to handle their family’s finances. The notion that men handle the money and women are just there to blow it is one that needs to finally die. These women are part of the movement that should finally change that archaic perspective.

I have plenty more to say on this topic – and maybe one day I will – but for now, go check out some of the content that has been produced by these awesome women.

And then go and read this follow up by Erin at Reaching For FI for a behind the scenes look at what it took to create this list, as well as the amazing and disappointing things that have come out as a result. And a year later, I’ve written a follow up to this post: The Year of Women in the Financial Independence Community – so many amazing things happened for women and money in 2018, and this list was just one of them.

Finance Blogs Written By Women

**I have been absolutely blown away from the response to this post and have taken some time to update the list to make it easier to find the kind of content you’re specifically interested in. With the incredible help of Erin from Reaching For FI, we have split the categories into:

  1. FIRE (Financial Independence, Retire Early)
  2. FIOR (Financial Independence, Optional Retirement – term coined by the wonderful Mad Money Monster)
  3. Debt Repayment
  4. General Finance
  5. Money Coaches
  6. Podcasts
  7. Books

DINK – Dual Income / No Kids

SINK – Single Income / No Kids

DIK – Dual Income / Kid(s)

SIK – Single Income / Kid(s)

The idea of the male financial blogger is so ingrained even in me that I had honestly expected this list to top out at around 30 – it has now morphed into over 100.  It goes to show how deep that bias is, even when you think you are aware of it. (This list will be updated regularly as I learn about new and amazing women who are writing and speaking in the personal finance arena online)


  1. A Purple Life
  2. All Options Considered
  3. Debt Free In Sunny CA
  4. Fetching Financial Freedom
  5. From One Geek to Another
  6. Frugasaurus
  7. His and Her FI (**now written entirely by HerFI)
  8. Kiwi And Keweenaw
  9. Millennial Boss
  10. Millers on FIRE
  11. Ms Liz Money Matters
  12. Our Next Life
  13. Partners In FIRE
  14. Picky Pinchers
  15. The Frugal Gene


  1. Amanda Page
  2. Birds of a FIRE
  3. Disabled Girl on Fire
  4. Fiery Millennials
  5. Financial Mechanic
  6. FIRE For One
  7. Frugality and Freedom
  8. Good Life. Better.
  9. Late Starter FIRE
  10. Military Dollar
  11. Millionaire on the Prairie
  12. Miss Mazuma
  13. Ms. Fiology
  14. Ms ZiYou
  15. My Early Retirement Journey
  16. Owning The Stars
  17. Queer With Money
  18. Radical FIRE
  19. Reaching For FI
  20. Well And Wealthy


  1. A Family on FIRE
  2. A Gai Shan Life
  3. Countdown To Tranquility
  4. FIREd Up About Finance
  5. Frugal Asian Finance
  6. Frugalwoods
  8. Girl FI Day
  9. Life Zemplified
  10. Modest Millionaires
  11. Montana Money Adventures
  12. Northern Expenditure
  13. Peace Out And In
  14. The Frugal Engineers
  15. The Money Habit
  16. TuppennysFIREplace


  1. Burning Desire For FIRE
  2. Dash2Retire
  3. Eat Sleep Breathe FI
  4. Financially Independent Mom
  5. Little Miss Fire
  6. Love To Frugal
  7. FIREthe9to5
  8. Modern Fimily
  9. Stepping Stones to FI


  1. Broke On Purpose
  2. Budget Epicurean
  3. Low Impact Life
  4. My Economics Education
  5. Simplistic Steph
  6. Whymances Of Finances


  1. Along the Camel Ride
  2. Budget X Babe
  3. Champagne & Capital Gains
  4. Full-Time Dollars
  5. Hong Kong Dividend Stocks
  6. It’s a Kate Life
  7. The Luxe Strategist
  8. Triple Bottom Line FI
  9. TwentyFree
  10. Walking to FIRE


  1. Downsize Your 2080
  2. Financially Intentional
  3. Freedom FIter
  4. Handful of Thoughts
  5. Her Every Cent Counts
  6. Mad Money Monster
  7. Mama Fur Fur
  8. Money For The Modern Girl
  9. One Frugal Girl
  10. Our FI Nest
  11. Poorer Than You
  12. Reluctant Frugalist
  13. Savvy History
  14. She Picks Up Pennies
  15. The Leveraged Mama
  16. The Three Year Experiment
  17. Their Money Goals
  18. Tread Lightly Retire Early
  19. Un Pais Libre


  1. Fimigrant
  2. Money Scrap
  3. On Our Way World
  4. That Frugal Pharmacist
  5. The Frugal Wallet
  6. Why We Money

Debt Repayment – DINK

  1. Our Table For Two
  2. Wise Mind Money

Debt Repayment – SINK

  1. Dear Debt
  2. Debt Dummy
  3. Debts To Riches
  4. Making It Rain
  5. Rose Colored Water
  6. ZJ Thorne

Debt Repayment – DIK

  1. Debt Free Forties
  2. Jackie Beck
  3. My Debt Epiphany
  4. Sharon Raj Singh
  5. The 76k Project
  6. Their Money Goals

Debt Repayment – SIK

  1. Free Fun Family
  2. Frugal To FI
  3. Side Jam Biz
  4. The Lady In The Black

General Finance – DINK

  1. Baby Boomer Super Saver
  2. Bitches Get Riches
  3. Broke Millennial
  4. Cash For Tacos
  5. Elementum Money
  6. Every Day by the Lake
  7. Feminist Financier
  8. Financial Peacock
  9. Fin$avvy Panda
  10. Fun Times Finance
  11. Half Banked
  12. I Like To Dabble
  13. Keeping Up With The Bulls
  14. Little Green Revelation
  15. Making Sense Of Cents
  16. MissFunctional Money
  17. Mixed Up Money
  18. My Fab Finance
  19. My Life, I Guess…
  20. My Sense with Cents
  21. NZ Muse
  22. Science Finance
  23. Smile & Conquer
  24. Sunburnt Saver
  25. Tenacious Feminist
  26. The Budgeting Wife
  27. The Wild Wong
  28. This Financial Wife
  29. Xennial Blogger

General Finance – SINK

  1. Budget And The Beach
  2. Cash Fasting
  3. Fitnancials
  4. Frugalish Physician
  5. Frugally Reckless
  6. Goodbye To Broke
  7. Happy to Hustle
  8. I Pick Up Pennies
  9. Jennifer T Chan
  10. Make Real Cents
  11. Michelle Is Money Hungry
  12. Millionaire On The Prairie
  13. Mint Notion
  14. Money Smart Latina
  15. Money The Wright Way
  16. My Twenty Cents
  17. The Give And Get
  18. The Land Of Milk And Money
  19. The Wallet Moth
  20. Wild Quagga
  21. Working Moms World
  22. Young Modern Money

General Finance – DIK

  1. Brave Saver
  2. Budget Like A Lady
  3. Femme Frugality
  4. Frugal Overload
  5. Graduated Learning
  6. Her Money Moves
  7. How We Do Money
  8. Make Smarter Decisions
  9. Mom Money Map
  10. Money and Mountains
  11. Money School
  12. Oscoey
  13. Simple Organized Lifestyle
  14. The Financial Graduate
  15. The Frugal Convert

General Finance – SIK

  1. Chief Mom Officer
  2. I Heart Frugal
  3. Live Chic And Well
  4. Making Your Money Matter
  5. Money After Graduation
  6. Personal Finance Junkie
  7. Savvy Family Finance
  8. Smart Money Mamas
  9. The Busy Budgeter

Money Coaches

  1. Bravely
  2. Debbie Sassen
  3. Dr Jenn MD
  4. Dumpster Dog Blog
  5. Elizabeth Starr Harden
  6. Emily Guy Birken
  7. Family FI Life
  8. Fierbird Finance
  9. Her First $100K
  10. Kassandra Dasent
  11. Money Tree Academy
  12. The Budgetnista
  13. The Master Playbook
  14. Whitney Hansen
  15. Your Financial Launch Pad


  1. Afford Anything
  2. Be Wealthy & Smart
  3. Clever Girl Finance
  4. FIRE Drill Podcast
  5. HerMoney
  6. House of FI
  7. Journey To Launch
  8. Millennial Money
  9. Mo’ Money Podcast
  10. Oh My Dollar
  11. So Money
  12. The Fairer Cents
  13. The Money Nerds
  14. Tiny Bites Podcast


  1. AgeProofMoney Rules, and Women With Money Jean Chatzky
  2. Broke Millennial and Broke Millennial Takes on Investing by Erin Lowry
  3. End Financial Stress Now and The 5 Years Before You Retire by Emily Guy Birken
  4. Financial Fitness: 21 Easy Exercises To Get Your Personal Finances In Shape Fast! Dr. Vi Scott
  5. Happy Go Money Melissa Leong
  6. How to Be a Financial Grownup by Bobbi Rebell
  7. Kids Money Habits by Amy Koit
  8. Meet The Frugalwoods by Elizabeth Willard Thames
  9. Mom and Dad, We Need to Talk by Cameron Huddleston
  10. Operation Enough: How to Retire Remarkably Early Anita Dhake
  11. Quit Like A Millionaire Kristy Shen
  12. Shoo, Jimmy Choo! by Catey Hill
  13. Smart Mom, Rich Mom by Kimberly Palmer
  14. Teach Your Child to Fish: Five Money Habits Every Child Should Master Holly Reid
  15. The Broke and Beautiful Life by Stefanie O’Connell
  16. The Feminist Financial Handbook by Brynne Conroy
  17. The Money Queen’s Guide by Cary Carbonado
  18. The Nine Steps To Financial Freedom and Women & Money Suze Orman
  19. The Year of Less by Cait Flanders
  20. When She Makes More: 10 Rules For Breadwinning Women Farnoosh Torabi
  21. Work Optional by Tanja Hester (I wrote a review when it came out – check it out here)
  22. Your Money or Your Life by Vicki Robin
  23. Your Playbook For Tough Times by Donna Freedman

Interested in continuing the discussion? Join the Women’s Personal Finance (Women On FIRE) Facebook group. 

Looking for even more financial content written by women? Check out Women’s Money Talk and Women Who Money for sister sites that are 100% for and by women. 


454 thoughts on “Meet The Women Of The Financial Independence Movement 

    1. Well, since I just featured you, that should be obvious I need to get you on this list!

  1. I’m a big fan of what you are doing and what you have done and I enjoy following you. There is an aspect of the conversation that does trouble me at times. So much of the current culture is identity driven so we end up in conflict constantly between specific groups. The one that concerns me the most is the evolving conflict between men and women and a created divide that is constantly being amplified. I understand that women face some unique challenges that men don’t experience but it is also a two-way street. Maybe I’ve been lucky to have always had smart, successful women in my life. My Mother was part of a family of women academics and my wife has spent much of her life in international marketing and finance and I’ve always trusted women to advise me about money. I would never accept advice because it was made by a man over that of a women or vice versa. At some point I would hope that we all start to recognize again that we play this game of life on a team that has team members that are men and women on the same side. For now it looks more and more like it is us (men) against them (women) and nothing good can come of this thinking. Perhaps it might be that “women in finance” is drawing that circle that keeps others out without realizing that it begins to sound exclusionary? Suze Orman is just one of many…

  2. Hey! Can you add me to your list? I’ve been blogging since 2006 about my goals to save $3M by 50. FIOR all the way. My goal is to have enough saved where I can freelance for a living!

  3. I just ran across this terrific list. I think I may have an add for you from Anita Dhake, author of “Operation Enough”. She goes by the moniker “Thrifty Girl” at I think you would file her blog under FIRE-SINK.

  4. Found this blog, linked from the NYT.

    I enjoy the podcast “Bad with Money”. It’s more about the very basics of financial literacy; with an excellent social justice perspective. As the host Gaby gains financial literacy, the episodes expand and talk less about financial survival in a world stacked against marginalized communities, and more about FI for those same folks. Plus she’s hilarious yet vulnerable about her own fears and struggles with handling money.

    She’s not specifically about FIRE; so I’m not sure her pod is an exact fit for what you’re doing here.

    And don’t necessarily take this poc cis-dude’s word for it, here’s a review:

    1. Oh! Totally thought I had her on here already – thank you for calling out the fact that I didn’t! Will definitely be adding her.

  5. I write at – on the FIRE track (supposedly – some days it feels like we’ll never get there!) and currently we’re a SIK household. We’re very happy right now to rock it as a single income household with a stay at home husband, even if that may delay my 5 years to FIRE ambitions.

    1. I will be sure to add you to the next update! And we are on the purposefully slower path to FI as well (I don’t work full time). has a great new guest post series about others making that slow down choice – I’d highly suggest checking it out!

  6. Pingback: My Homepage
  7. What an incredible list of women bloggers!

    I’m a teacher mom to four young kids and part of a millionairre household, but we are not planning to retire super early. Instead we are on the path to FI.

    I’d love to be added to your list for DIK and FIOR for my blog, Financial Independence For Teachers (

    I’d also love to be added for my second blog, The Family Finance ( in the general finance category.

    Thank you!


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