Welcome to another week of the Women’s Personal Finance Wednesdays roundup. I started this series after months of debate because I wasn’t certain I wanted to up the ante and commit to publishing three posts a week. However, now that I’ve started sharing these posts, I’m so glad I started.
There are so many fabulous women writing about personal finance online, and yet there is still a perception that women aren’t good with money, don’t care about money, or don’t understand it on a granular level beyond perhaps knowing how to coupon and score a good shopping deal. These roundups are my way of doing a small part to change that perception. There are no shortage of women online doing their part to make it clear that they DO understand money, and these posts are meant to amplify that fact.
The hardest part of this post every week always is narrowing it down to my favorites, because there is just so much good content out there. If you’re ever interested in what else I’m reading, I share quite a few other posts on Twitter (and that’s also where I read most of the content to begin with these days).
Our Women’s Personal Finance Facebook group also has a sharing thread on Fridays, and that’s the place to read all the blog posts written by members over the previous week. If you’re looking for more articles written by women, that’s a great place to continue reading (plus we have plenty of great discussions on finances the rest of the week as well!).
If you don’t have the time or inclination to go searching down myriad posts, though, I will be continuing this series every week to showcase some of the best of the new content I read. If you ever read a post you think I absolutely need to consider for this roundup, please let me know! I am always open to reading new blogs (and posts of blogs I do know, because I miss some).
Women’s Personal Finance Wednesdays – Week 43
1. 7 Reasons You Shouldn’t Feel Embarrassed To Attend Community College The Frugal Gene
Both my sister and one of my brothers did the community college route. We have a robust “running start” program in our area for starting classes while still in high school, and they both took advantage of that opportunity. After that, they both went to (and graduated from) highly ranked four year schools at the respective ages of 21 and 20. And then both promptly paid off what student loans they had accrued.
Years later, if the topic of college comes up – which rarely does past graduation – they both answer with the name of their alma mater. Community college saved them SO much money, and once they’d made the transfer, it never once mattered again that they didn’t start at a four year school. Granted, my brother actually graduated high school with his AA, but he still only went to the university for two years after that.
I only took one summer class at a community college, but I also graduated in three years at the age of 21 thanks to a ton of AP classes and intentionality in my schooling. The trope that you must go to a “real” school for four years just isn’t true, and it’s simply expensive. There are so many ways to reduce that cost, and community college is one great option.
2. What Does Your Money Want? Emily Guy Birken
I have to say, I have never once considered anthropomorphizing my money. After reading this post by Emily, I think I’m going to try this out. It seems a bit odd at first, but it makes a lot of sense. Go check it out and tell me what you think.
It’s so easy to land in a place of both stress and autopilot, our money included. This practice of being more mindful – especially of our emotions – can be a great way to infuse more gratitude in our lives. And I think most of us could use more gratitude. Life isn’t always good or always easy, but a positive mindset tends to help, as does allowing ourselves to feel the negative emotions as well.
3. How To Save Money At The Library Young Modern Money
I ADORE the library. When I was in high school and college, I spent a lot of time in libraries. A lot. I was definitely jealous of the people who got to work in our school library (but I did work at the Writing Center, so I was still around books that way).
Now that we have a young child, one of my favorite stops in a new town is to their library. So many of them have a ton of toys and games as well as books, and they’re a comfortable place to hang out on a hot or cold day. Or when we just need a bit of down time.
And then there are all the other things that libraries provide these days. I actually met one of my best mama friends at a cloth diapering class right before my son was born and her oldest was a newborn. That class was held at a library. I love that Carrie wrote a detailed post about all the things that happen at and around libraries, because they are so much more than just books.
I hope you enjoy the posts this week as much as I did. I read a ton of content and it was hard to narrow down my favorites. I’m looking forward to sharing some new ones with you again next week!
As always, if you’re looking for a categorized list of self identified women writing and speaking about personal finance, here is my comprehensive guide to the Women of the Financial Independence Community.
8 thoughts on “Women’s Personal Finance Wednesdays: Week 43 Roundup”
the community college near where i grew up was fantastic. i had a short-time friend at our snotty elitist liberal arts alma mater who did 2 years there. i’m pretty sure he is a medical doctor now. i could do it because of growing up so far in the sticks i couldn’t wait to get the hell out of that area, so straight to 4 year and far from home was my answer to that.
you can check out a mobile hot spot from the library, i just found out. i walk by one with my dog every day but have never been inside. some day i’ll go in there and open an account. we pay a huge tax to keep it open so i might as well get something out of it.
That’s fair – the hard part about the community college path is that it’s usually done near home, so that doesn’t work as well if you’re trying to escape that place for any number of reasons.
Thanks for featuring me Angela! You made a sickly preg lady very happy this morning (5 seconds before I dropped back into sleep.)
I took CC classes while I was in high school too. Back then CC was cheap cheap cheap! $35 per credit – but I still fell for the “you have to go to a real school” gimmick. Youth is so vain 😫
We just found out our local library gives free tickets to museum shows and all kind of stuff! I was so surprised! It’s always good to poke around library services 😁
Waiiiit…. how did I miss that you’re pregnant?? Congratulations!!! And I believe Seattle has passes to the aquarium as well 🙂
The college thing… I loved reading that article you recommended. One of the pushbacks (from my family especially) I hear about my early retirement is how are you going to send your kid to college? What about the college experience? I have a chunk of money put away for her but it wouldn’t even pay for one year at a private school but I think could be used wisely to get through a public university. And she *may* have the option of taking community college classes in high school – I just don’t know if she will be able to handle that kind of rigor. 🙂 I agree that so many are stuck in the idea that there is one RIGHT way to do everything. And if you can get out of that rigid thinking, you might realize that you can do both – have a great college “experience”, and not have to pay out your #$$ to do so. Plus in another 7 years, who knows if college if going to work the same way it does now. I don’t see how the out of hand costs (increasing 8 times faster than wages) are sustainable for much longer.
We will see what happens but I have this idea that my kiddo’s college fund might be a great, real world money experiment!
Exactly right on all those points – my kiddo is 14 years out, so the questions about what college will look like in the future are even bigger. Regardless, I feel strongly that kids should have at least some skin in the game as far as costs are concerned.
I’m open to the idea that maybe she might not want to go straight to college – maybe she works on a research vessel sailing around the world tracking coral reefs? Maybe she decides to become a professional triathlete and travels around the world doing that? I don’t think either are highly likely but I don’t want to put on her that the path that society says is the right one and that many ppl take, is the best thing for her. I want her to have more possibilities in that brain of hers!
Isn’t options what we’re all really focused on anyway?