Welcome to another week of the Women’s Personal Finance Wednesdays roundup. I started this series after months of debate because I wasn’t certain I wanted to up the ante and commit to publishing three posts a week. However, now that I’ve started sharing these posts, I’m so glad I started.
There are so many fabulous women writing about personal finance online, and yet there is still a perception that women aren’t good with money, don’t care about money, or don’t understand it on a granular level beyond perhaps knowing how to coupon and score a good shopping deal. These roundups are my way of doing a small part to change that perception. There are no shortage of women online doing their part to make it clear that they DO understand money, and these posts are meant to amplify that fact.
The hardest part of this post every week always is narrowing it down to my favorites, because there is just so much good content out there. If you’re ever interested in what else I’m reading, I share quite a few other posts on Twitter (and that’s also where I read most of the content to begin with these days).
Our Women’s Personal Finance Facebook group also has a sharing thread on Fridays, and that’s the place to read all the blog posts written by members over the previous week. If you’re looking for more articles written by women, that’s a great place to continue reading (plus we have plenty of great discussions on finances the rest of the week as well!).
If you don’t have the time or inclination to go searching down myriad posts, though, I will be continuing this series every week to showcase some of the best of the new content I read. If you ever read a post you think I absolutely need to consider for this roundup, please let me know! I am always open to reading new blogs (and posts of blogs I do know, because I miss some).
Women’s Personal Finance Wednesdays – Week 44
1. In Praise of the Day Job Savvy History
Just reading the title of this post, I knew that I was going to like it. Too often in the financial independence space, we seem to glorify side hustles and the escape from the 9-5. Of course, not everyone has a great day job, but some of us do, and there are a lot of positives that come with traditional employment.
While I don’t consider myself an artist the way she does, I love the flexibility and stability that comes from having a day job. It may not seem true on its face, but there is a lot of opportunity in having the knowledge that you are getting a regular paycheck. That stability allows you to take bigger risks with your side passions without needing to worry about the next dollar.
As someone who is quite risk adverse, I adore knowing exactly the amount and timing for my next paycheck. Even if I were to consider entrepreneurship in a real way, I would be much more likely to go the super safe route of having a very large financial cushion before going that route. A stable day job gives that cushion well sooner than savings can get you there. Clearly, I have many other reasons to love my job, but that biweekly paycheck is definitely one of them.
2. What if we run out of time? The Frugal Humanist
I love reading reflections from those who have already taken the leap to early retirement because they can give us a very different perspective on things. Really, the biggest thing I hear again and again is that early retirement and financial independence isn’t about the money as much as it is about the time.
That financial security gives us the ability to seize opportunities when it comes to time with the people we love. This post in particular is a great reminder that it’s time more rather than money that is truly our most precious resource. Once its gone, that’s all there is. Something we could all do to pay more attention to.
3. Is Everyone Richer Than Me? The Financial Graduate
Looks can be so deceiving. A new car, a bit new home, a fancy vacation. That family can be maxed out on credit cards or spending just a fraction of their wealth. A home can be purchased from an inheritance, hard work, or maxing out every line of credit available, or some variation in between.
One of my favorite quotes in regards to social media in particular (and our views of others in general) is to not compare someone else’s highlight reel to your everyday life. Appearances don’t tell us everything, and comparing ourselves to what we see on the outside doesn’t do us any good. Gratitude and perspective can do a lot, as can the realization that not everyone starts from the same place. It’s a complicated thing, but Jessica does a great job dissecting those feelings and how best to combat them.
I hope you enjoy the posts this week as much as I did. I read a ton of content and it was hard to narrow down my favorites. I’m looking forward to sharing some new ones with you again next week!
As always, if you’re looking for a categorized list of self identified women writing and speaking about personal finance, here is my comprehensive guide to the Women of the Financial Independence Community.
9 thoughts on “Women’s Personal Finance Wednesdays: Week 44 Roundup”
I really, really love the collection this week. I’ve just found two new blogs to follow. Thanks, Angela!
So glad to hear that!!
Great roundup this week Angela. The point about anything can happen at anytime and knowing that life is finite is so important. 6 months before I decided to quit work both my uncle and father passed away, both young and unexpected, it changed my mindset radically and set me in motion. I didn’t have enough to fully FIRE but I didn’t care, I was done with work and would just see where life took me. Well I still haven’t gone back to work 2.5 years later, the funds still seem to be hanging in there. I consider that timeline we have before us and ROI for my life is the defining mindset right now.
I hadn’t heard that catalyst for you pulling the trigger on work. Sorry to hear the reasoning there, but so glad you were able to take something from that to change the trajectory on your own life.
I was on my path already and well into the lifestyle but just decided that I didn’t want to wait any longer. It is all good now and I’m only looking forward.
Big thanks for including me. You made my week! I look forward to checking out the other posts too.
I really appreciate all the work you are doing to help us find new women bloggers in the personal finance space. You are a stellar curator:)
Thank you so much!! And so glad to include you this week 😄
Wow Angela, thank you so much for including my post. What an honor!! There were so many awesome posts to choose from this week, I am very humbled.
I am so grateful for the work you are doing for our community in general and the women in our community in particular. Thank you!!!
Glad to have you this week! 🙂