Welcome to another week of the Women’s Personal Finance Wednesdays roundup. I started this series after months of debate because I wasn’t certain I wanted to up the ante and commit to publishing three posts a week. However, now that I’ve started sharing these posts, I’m so glad I started.

There are so many fabulous women writing about personal finance online, and yet there is still a perception that women aren’t good with money, don’t care about money, or don’t understand it on a granular level beyond perhaps knowing how to coupon and score a good shopping deal. These roundups are my way of doing a small part to change that perception. There are no shortage of women online doing their part to make it clear that they DO understand money, and these posts are meant to amplify that fact.

The hardest part of this post every week always is narrowing it down to my favorites, because there is just so much good content out there. If you’re ever interested in what else I’m reading, I share quite a few other posts on Twitter (and that’s also where I read most of the content to begin with these days).

Our Women’s Personal Finance Facebook group also has a sharing thread on Fridays, and that’s the place to read all the blog posts written by members over the previous week. If you’re looking for more articles written by women, that’s a great place to continue reading (plus we have plenty of great discussions on finances the rest of the week as well!).

If you don’t have the time or inclination to go searching down myriad posts, though, I will be continuing this series every week to showcase some of the best of the new content I read. If you ever read a post you think I absolutely need to consider for this roundup, please let me know! I am always open to reading new blogs (and posts of blogs I do know, because I miss some).

Women’s Personal Finance Wednesdays – Week 98

1. The Magical Wealth-Building Power of White Privilege Financial Mechanic

“White privilege allows many of us to believe that we live in a meritocracy where talent, skills, and ability are judged alone and consequences are the same for the same choices. We labor under the illusion that if others simply followed our footsteps, they would get to the same place. It’s not true.

Your privileges are your tools. Your whiteness, maleness, heterosexuality, physical and mental ableness help you excel in a society that values those traits. Yes, you can work hard, put in the time and effort, and make it far in life, but if people aren’t provided the same tools and fair treatment, they will struggle to make it as far.”

2. The Great Car Debate Fiery Millennials

“I’ve been struggling against the lure of replacing Levi for the last 5 years. 5 years! I certainly had the money to replace Levi 5 years ago. Let’s say I spent $12k on a newer Honda Accord. From 2015 to 2020, the average stock market return has been roughly 12%. By not spending that $12k in 2020, I now have $21k. By battling lifestyle inflation, by putting saving first and spending second, I’m in a much better situation than 90% of my peers. It’s crazy how some seemingly small decisions can have such a big impact.”

3. The Problem with Focus Emily Guy Birken

“We are living through something that no one currently alive has ever experienced. It’s completely reasonable that daily life in 2020 is going to do a number on our concentration, emotions, productivity, and brain-good-thinkiness.

That’s why we all need to be compassionate with ourselves when we find ourselves repeatedly scrolling through social media (and yes, I’ve checked Twitter twice more since the last time I mentioned it) or unable to focus on our work or returning to YouTube to watch kitten videos.

We’re human, and we’re facing something inhumane. There’s going to be some disconnect between our brains and our abilities, and that is only to be expected. Rather than beating ourselves up for losing the thread of concentration yet again, we need to simply acknowledge that it’s happened and be kind to ourselves as we gently draw our focus back where it needs to be.”

I hope you enjoy the posts this week as much as I did. I read a ton of content and it was hard to narrow down my favorites. I’m looking forward to sharing some new ones with you again next week!

As always, if you’re looking for a categorized list of self identified women writing and speaking about personal finance, here is my comprehensive guide to the Women of the Financial Independence Community.

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