Welcome to another week of the Women’s Personal Finance Wednesdays roundup. I started this series after months of debate because I wasn’t certain I wanted to up the ante and commit to publishing three posts a week. However, now that I’ve started sharing these posts, I’m so glad I started.

There are so many fabulous women writing about personal finance online, and yet there is still a perception that women aren’t good with money, don’t care about money, or don’t understand it on a granular level beyond perhaps knowing how to coupon and score a good shopping deal. These roundups are my way of doing a small part to change that perception. There are no shortage of women online doing their part to make it clear that they DO understand money, and these posts are meant to amplify that fact.

The hardest part of this post every week always is narrowing it down to my favorites, because there is just so much good content out there. 

Our Women’s Personal Finance Facebook group also has a sharing thread on Fridays, and that’s the place to read all the blog posts written by members over the previous week. If you’re looking for more articles written by women, that’s a great place to continue reading (plus we have plenty of great discussions on finances the rest of the week as well!).

If you don’t have the time or inclination to go searching down myriad posts, though, I will be continuing this series every week to showcase some of the best of the new content I read. If you ever read a post you think I absolutely need to consider for this roundup, please let me know! I am always open to reading new blogs (and posts of blogs I do know, because I miss some).

Women’s Personal Finance Wednesdays – Week 115

1. How To Set New Year’s Resolutions during Hard Times Northern Expenditure

“During Hard Times, all the fringe stuff falls away and you’re just surviving. It’s super easy to be like: I have eaten terribly this year, I’ve hardly exercised. My meditation time is down to zero. I haven’t hustled. etc etc etc. DON’T DO THAT. You’re in the middle of Hard Times. It’s okay to not be improving in all areas of your life. And you’re probably feeling yucky about lots of things. Pick just the yuckiest and set a simple goal to feel better about it next year than you do now.”

2. What to Do When You Can’t Bring in An Income Femme Frugality

“I thought about the times in my life when traditional income wasn’t obtainable, or my ability to work was diminished so dramatically that my income was insufficient to my needs. More than once, an emergency fund saved me.

But also more than once, I’ve been caught with empty pockets.

Today, I’ll go through the things that I do when I’ve been caught with empty pockets. Because once disaster strikes, it’s too late to build that emergency fund.

And when you’re sitting nine months into a pandemic where money has been scarce or dangerous to obtain, you can’t build savings with income you don’t have.”

3. Bringing Kindness to the New Year Goat Dog Simple

“It’s hard to believe we made it through 2020 and into a new year with few smiles and so little social contact. Although we’re still reeling from the effects of some tough months, there’s that relentless hope that comes with a new start.

Every year I try to choose a big goal as my main focus. I tweak the usual suspects– finances, health, personal development and special projects. For 2021, my overall focus will be on kindness.”

As always, if you’re looking for a categorized list of self identified women writing and speaking about personal finance, here is my comprehensive guide to the Women of the Financial Independence Community.

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