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I love reading other financial blogs, and like most everyone else here, I initially stumbled upon the idea of financial independence through a couple of those blogs. I think the online space is just incredible for motivation and finding a community of like minded individuals who cheer when you write about running to work on dark rainy mornings or line drying our laundry in order to tread lightly on the planet and to reach big financial goals.

A few months ago though, I was reading through a list of personal finance bloggers and there was literally one female listed. When someone asked in the comments below, this blogger said he didn’t know any others, which is absolutely crazy, because there are so many fantastic women in this space.

There is also a huge list of male financial bloggers, especially, male (software) engineers, starting with the original Mr Money Mustache. I think part of the reason stereotype of the white male tech FIRE blogger persists so strongly is because that is who first kicked off the movement in a big way, but it’s also more than that. When it comes to finance in general, that’s the default expectation across the board (except for maybe the specific career choice).

I am most definitely not a male engineer, but who knows about what the kid will grow up to be

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But not everyone who is interested in finance independence (and early retirement) are men with huge salaries, and I think it is so important to read different perspectives than fit in that narrow box.

Millennial Boss has a great list of FIRE bloggers who are not  male engineers, which is awesome for those of us who don’t make the big bucks and can’t possibly save 90% of our incomes. If you haven’t read this list, I would highly recommend checking out everyone on that list.

However, I’ve yet to see a specific list for the women, so I’ve decided to put one together here. I lived in a very progressive sorority at my liberal arts college as well as playing on the varsity softball team, and I know firsthand the power of a supportive and encouraging group of women. The female personal finance community feels very similar in this regard. The women here celebrate each other’s successes and empathize with the heartbreaks. I can only hope to meet many of them in real life some day.

Ps – this shouldn’t be surprising as women are overwhelmingly beginning to handle their family’s finances. The notion that men handle the money and women are just there to blow it is one that needs to finally die. These women are part of the movement that should finally change that archaic perspective.

I have plenty more to say on this topic – and maybe one day I will – but for now, go check out some of the content that has been produced by these awesome women.

And then go and read this follow up by Erin at Reaching For FI for a behind the scenes look at what it took to create this list, as well as the amazing and disappointing things that have come out as a result. And a year later, I’ve written a follow up to this post: The Year of Women in the Financial Independence Community – so many amazing things happened for women and money in 2018, and this list was just one of them.

Finance Blogs Written By Women

**I have been absolutely blown away from the response to this post and have taken some time to update the list to make it easier to find the kind of content you’re specifically interested in. With the incredible help of Erin from Reaching For FI, we have split the categories into:

  1. FIRE (Financial Independence, Retire Early)
  2. FIOR (Financial Independence, Optional Retirement – term coined by the wonderful Mad Money Monster)
  3. Debt Repayment
  4. General Finance
  5. Money Coaches
  6. Podcasts
  7. Books

DINK – Dual Income / No Kids

SINK – Single Income / No Kids

DIK – Dual Income / Kid(s)

SIK – Single Income / Kid(s)

The idea of the male financial blogger is so ingrained even in me that I had honestly expected this list to top out at around 30 – it has now morphed into over 100.  It goes to show how deep that bias is, even when you think you are aware of it. (This list will be updated regularly as I learn about new and amazing women who are writing and speaking in the personal finance arena online)

FIRE – DINK 

  1. A Purple Life
  2. All Options Considered
  3. Debt Free In Sunny CA
  4. Fetching Financial Freedom
  5. From One Geek to Another
  6. His and Her FI Post
  7. Kiwi And Keweenaw
  8. Millers on FIRE
  9. Our Next Life

FIRE – SINK

  1. Amanda Page
  2. Disabled Girl on Fire
  3. Fiery Millennials
  4. Financial Mechanic
  5. FIRE For One
  6. Frugality and Freedom
  7. Good Life. Better.
  8. Late Starter FIRE
  9. Military Dollar
  10. Millionaire on the Prairie
  11. Owning The Stars
  12. Partners In FIRE
  13. Radical FIRE
  14. Reaching For FI
  15. Recovering Women Wealth
  16. Well And Wealthy

FIRE – DIK

  1. A Gai Shan Life
  2. Frugal Asian Finance
  3. Frugalwoods
  4. Genymoney.ca
  5. Life Zemplified
  6. Millennial Boss
  7. Modest Millionaires
  8. Mom Money Map
  9. Northern Expenditure
  10. The Frugal Cottage
  11. The Frugal Gene
  12. TuppennysFIREplace

FIRE – SIK

  1. Burning Desire For FIRE
  2. Eat Sleep Breathe FI
  3. Little Miss Fire
  4. Love To Frugal
  5. Modern Fimily
  6. One Frugal Girl
  7. Stepping Stones to FI

FIOR – DINK

  1. Broke On Purpose
  2. Low Impact Life

FIOR – SINK

  1. A Chat With Kat
  2. Along the Camel Ride
  3. Budget X Babe
  4. Cash for Kat
  5. Champagne & Capital Gains
  6. Hong Kong Dividend Stocks
  7. Rich and Resilient Living
  8. The Luxe Strategist
  9. Walking to FIRE
  10. We Want Guac

FIOR – DIK

  1. Chief Mom Officer
  2. Financially Intentional
  3. Freedom FIter
  4. Handful of Thoughts
  5. Mad Money Monster
  6. Mama Fur Fur
  7. Money For The Modern Girl
  8. Our FI Nest
  9. Poorer Than You
  10. Savvy History
  11. She Picks Up Pennies
  12. The Leveraged Mama
  13. The Three Year Experiment
  14. Tread Lightly Retire Early
  15. Un Pais Libre

FIOR – SIK

  1. That Frugal Pharmacist
  2. Why We Money

Debt Repayment – DINK

Debt Repayment – SINK

  1. Rose Colored Water
  2. ZJ Thorne

Debt Repayment – DIK

  1. Debt Free Forties
  2. Jackie Beck
  3. My Debt Epiphany
  4. The 76k Project

Debt Repayment – SIK

  1. Free Fun Family
  2. Side Jam Biz

General Finance – DINK

  1. Baby Boomer Super Saver
  2. Bitches Get Riches
  3. Cash For Tacos
  4. Elementum Money
  5. Every Day by the Lake
  6. Fin$avvy Panda
  7. Half Banked
  8. I Like To Dabble
  9. Make Real Cents
  10. Making Sense Of Cents
  11. My Fab Finance
  12. My Life, I Guess…
  13. My Sense with Cents
  14. Science Finance
  15. Smile & Conquer
  16. Tenacious Feminist
  17. This Financial Wife

General Finance – SINK

  1. A Lawyer and Her Money
  2. Fitnancials
  3. Frugalish Physician
  4. Goodbye To Broke
  5. I Pick Up Pennies
  6. Mint Notion
  7. Money The Wright Way
  8. My Twenty Cents
  9. The Wallet Moth

General Finance – DIK

  1. A Dime Saved
  2. Brave Saver
  3. Frugal Overload
  4. Graduated Learning
  5. Her Money Moves
  6. Kassandra Dasent
  7. Mixed Up Money
  8. Money and Mountains
  9. NZ Muse
  10. Oscoey
  11. Saving Whiz
  12. The Budgeting Wife
  13. The Financial Graduate

General Finance – SIK

  1. I Heart Frugal
  2. Money After Graduation
  3. Savvy Family Finance
  4. Smart Money Mamas
  5. The Busy Budgeter

Money Coaches

  1. Bravely
  2. Budget Like A Lady
  3. Debbie Sassen
  4. Dr Jenn MD
  5. Dumpster Dog Blog
  6. Elizabeth Starr Harden
  7. Emily Guy Birken
  8. Family FI Life
  9. Firebird Finance
  10. Her First $100K
  11. Money School
  12. Money Smart Latina
  13. Money Tree Academy
  14. Moriah Chace
  15. The Budgetnista
  16. The Master Playbook
  17. Your Financial Launch Pad
  18. Your Money, Your Life Financial Coaching

Podcasts

  1. Afford Anything
  2. Be Wealthy & Smart
  3. Clever Girl Finance
  4. Everyday Courage
  5. FIRE Drill Podcast
  6. HerMoney
  7. Jessica Moorhouse
  8. Journey To Launch
  9. Martinis and Your Money
  10. Michelle Is Money Hungry
  11. Oh My Dollar
  12. So Money
  13. The Fairer Cents
  14. The Money Nerds

Books

  1. AgeProof, Money Rules, and Women With Money Jean Chatzky
  2. Broke Millennial and Broke Millennial Takes on Investing by Erin Lowry
  3. Clever Girl Finance by Bola Sokunbi
  4. End Financial Stress Now and The 5 Years Before You Retire by Emily Guy Birken
  5. Financial Fitness: 21 Easy Exercises To Get Your Personal Finances In Shape Fast! Dr. Vi Scott
  6. Happy Go Money Melissa Leong
  7. How to Be a Financial Grownup by Bobbi Rebell
  8. Kids Money Habits by Amy Koit
  9. Meet The Frugalwoods by Elizabeth Willard Thames
  10. Mom and Dad, We Need to Talk by Cameron Huddleston
  11. Operation Enough: How to Retire Remarkably Early Anita Dhake
  12. Quit Like A Millionaire Kristy Shen
  13. Shoo, Jimmy Choo! by Catey Hill
  14. Smart Mom, Rich Mom by Kimberly Palmer
  15. Teach Your Child to Fish: Five Money Habits Every Child Should Master Holly Reid
  16. The Broke and Beautiful Life by Stefanie O’Connell
  17. The Feminist Financial Handbook by Brynne Conroy
  18. The Financial Anxiety Solution by Lindsay Bryan-Podvin
  19. The Mindful Millionaire by Leisa Peterson
  20. The Money Queen’s Guide by Cary Carbonado
  21. The Nine Steps To Financial Freedom and Women & Money Suze Orman
  22. The Year of Less by Cait Flanders
  23. When She Makes More: 10 Rules For Breadwinning Women Farnoosh Torabi
  24. Work Optional by Tanja Hester (I wrote a review when it came out – check it out here)
  25. Your Money or Your Life by Vicki Robin
  26. Your Playbook For Tough Times by Donna Freedman

Interested in continuing the discussion? Join the Women’s Personal Finance (Women On FIRE) Facebook group. 

Looking for even more financial content written by women? Check out Women’s Money Talk and Women Who Money for sister sites that are 100% for and by women. 

599 thoughts on “Meet The Women Of The Financial Independence Movement ”

  1. Have you ever seen the r/financialindependence survey with 25% women? The Rockstar directory is only 1/3 women as well, but I don’t feel like there are that many! I think it’s because all the heavy hitters are male, except for MSOC. Hoping more women pursue FI and thanks for putting together this list!

    Reply

    1. I’d heard about the rockstar directory one but for some reason I couldn’t find it while writing this post. Interesting that the reddit is even lower. Yes – I think it’s so important to have voices that women can relate to (the same goes for LGBT/POC/disabled/etc but I can’t speak to any of those directly – I still have a lot of privilege as a cis white female.

      Reply

      2. I’ve never actually been on any of the subreddits before – it sounds like it’s time! And I will definitely be adding you to the updated list!

  2. Oh yeah, CashflowKat is an alphabetical winner! Next time, you need to name your blog AAA Tread Lightly Retire Early, ha ha. No seriously, thank you for including me here and I love your focus on the women of finance!

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    1. Hahaha – no kidding!! How’d I end up dead last on this list alphabetically?? 😂

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      1. Of course – you were on the very short list of ones I could remember off the top of my head 😊

  4. I blog about organizing home and finances so it’s not entirely personal finance, but I may end up totally in the PF space because I absolutely love the community. Starting to get to know some of the bloggers on this list and they are so supportive and encouraging… and awesome writers! Thanks for this because I’ve found some new ladies to connect with as we work toward our FI and blogging goals!

    Reply

    1. I haven’t read anything from you yet, but looking now, I can see that I will! I totally think you belong on this list 😊

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      2. Definitely! It’s great having a wide variety of experiences to read 🙂

  5. Thanks for including me in the list! I have definitely noticed the lack of female voices in the past, and it’s great to see that changing! We need more voices that represent diverse experiences and stories. Now I’m off to read a few new blogs. 🙂

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    1. Yeah, when I first started reading personal finance blogs a good 5-6 years ago, I think two were women (and both are no longer blogging). Glad I can introduce you to a few new ones!

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  6. Hi! My husband and I didn’t choose the FIRE path, and I write about personal finance and having financial freedom to work part-time because I do enjoy having a career AND being a mom. I think plenty of women feel torn about their desire to have both a career and kids. I manage the family finances and love having a blog. If nothing else, thanks for the mention in your comments section!

    Reply

    1. I’m not sure if we will retire early – but I don’t think that’s a bad thing. Financial independence is for everyone because it gives you options. I work part time for the exact same reason. And you definitely belong on this list – added you 🙂

      Reply

    1. Only two! Well I’m glad I shared at least a couple new ones for you 😊

      Ps – I first started this draft before you “came out” as a woman and was going to message you before it was published so I wouldn’t put you 😂

      Reply

    1. Oh – I’ve seen some of her articles on Pinterest but hadn’t gotten around to reading any of them yet. Thanks for the share!

      And you were totally on my mind as well – sort of an “honorable mention” since you’re half of a duo where the mister totally blogs as well 😊

      Reply

      1. haha! no worries! In all true fairness – Mr. DS’s passion is writing about finance. Since I deal with that all day, I don’t want to write about it, and so I’m pro careers/professional development is my angle!
        OH – another gal for you if you haven’t met – Amy @ Life Zemplified! https://lifezemplified.com/
        Great network you are building!!

      2. Right – I’ve read a few of her articles! I knew that I wasn’t going to remember to hit every single one so I appreciate the help with this list 🙂

      3. Ha – just realized you wrote this from Mr Defined Sight’s account 😂

      4. Bahaha! oh arrrgh! This happens to me ALL. THE. TIME. It shows up as Mrs. DS on my end, but if he logs in on his computer/phone (which, he’s always on too), it flips it to his account on my laptop and I can’t see that. Doh! #Techproblems. Wait I’m married to an IT guy…you would think he would/could fix this right?! ~ all tech skills thrown out the window when it comes to wordpress and blogging lol. I’m just going to keep leaving comments on people’s stuff as Mr. DS until he can find a fix lol…. 🙂

      5. Hahaha – it says Mrs again now. Unfortunately I have no IT guy husband so my email subscriber list has been down for like two weeks lol. Though if something is physically broken, my husband is sure to be able to fix it!

  10. I’m definitely bookmarking your list. I’m pre–launch on my blog, but wanted to give a shout out to the sorority girls. I could talk all day about critical skills I acquired from my sorority experience that translate to business and finance.

    Reply

    1. Please make sure I get tagged so I can read once you get up and running! People are always so surprised that I was a sorority girl, but it was a really fabulous and unexpected part of my college experience.

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  12. What an amazing round-up idea! I’m a big fan of many of these blogs but there are a few that are new to me that I’ll have to go check out. Thanks so much for putting this together and including me in the mix 🙂

    Reply

    1. Thank you! I’d been tossing around the idea for a while and I’m glad I finally put it together! Glad I could list a few new ones 🙂

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    1. Thank you! The PF community in general is very welcoming but women have still been a much smaller part than deserved I think.

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  15. Thank you so much for including me! I too have noticed a lack of female voices so I really appreciate you posting this! I now have even more blogs to read!

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    1. ❤️❤️ your podcast was a breath of fresh air when it came to women’s voices in this community – I’m just continuing to share and amplify 😊

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  18. Wonderful list, thank you for creating it! I’m excited to read a couple blogs on this list that are new to me, and hope to meet many fellow fem bloggers in the future.

    As a relatively new PF blogger, it’s been really encouraging to receive the support and guidance of other women who have been there, done that. My blog focuses on creative ways to boost retirement savings and reach financial freedom, even after a late start! https://www.babyboomersupersaver.com/

    I’d also like to shine a light on Lillian Karabaic’s fantastic podcast and blog, “Oh My Dollar!” which she bills as “personal finance with a dash of glitter.” https://www.ohmydollar.com/about-lillian/

    Reply

    1. I hadn’t heard of her! Thanks for sharing! I’ve enjoyed reading your words as well – will be adding you in the next update!

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    1. Thank you – there are some really fantastic ladies out there writing about finance.

      Reply

  23. Thank you for including me on this list!! What an honour. Girl power!!

    Hah yes FIRE is disproportionately male engineers right? Apparently lots of PF bloggers are also INTJ personalities and lots of male engineers are INTJ.

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    1. ESTJ female non engineer right here haha. I’m definitely in the minority with that 😉 But women are not quite the minority here as it seems!!

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    2. Oh I recognize the name but have never given her a listen – will need to do that now 😊

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  25. Thanks for compiling—I’ve been writing my PF blog since August and got started because the stuff I found when I searched for single women and retirement was so depressing. It’s been so much fun and I love getting to know the PF community.

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    1. I’ve enjoyed reading your blog – there are actually quite a few single ladies on this list! Hope it helps! And will definitely be adding you to this list 🙂

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      1. That’s great news! Because women live longer, most women will be single at some point. Being confident that they can manage their money is so important. I’m glad to be part of a great group working to do that!

      2. So very true – and so many women already are managing the finances even in relationships with men – it’s crazy that the stereotype persists.

  26. Hi there! Great idea with this list— there are so many great women out there thinking about these issues. I’m relatively new to this space, so wanted to throw my (female-written) blog out there too — greenerpasturesblog.com !

    Reply

    1. Thanks for adding to the conversation! Will be doing an update to this post and will be sure to include you 🙂

      Reply

    1. I will be doing an update soon and will be sure to include you – I even missed blogs I’ve been reading for a while in the first go 🤦‍♀️

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  30. Love it! What a great list too! In my case “does the majority of the writing” really means does pretty much everything for the blog except Instagram ha ha ha!

    Thanks so much for writing this. I agree that more women should get out there and take a more active role in their finances. Maybe we will start the trend!

    Reply

    1. I kind of thought that was the case – though I didn’t realize he did the instagram (which is pretty funny because that’s been a traditionally female space). I think so many women ARE ALREADY taking an active role – the general perspective just hasn’t caught up yet.

      Reply

  31. I’m new to the blogging community, and I can’t wait to check out this whole list! As a woman with a financially-focused job, and as the financial manager of our household, I really appreciate this lens. Thanks for compiling! I look forward to checking out your blog.

    Reply

    1. Welcome! The personal finance community is totally awesome, and there are so many wonderful women out there 🙂

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  32. I’m so glad to see this list. I started my blog for this very reason… I thought SURELY I can’t be the only single 50+ female out there who is actively chasing FI? I’m on summer holidays at the moment… I’ll pour myself another offee and go and browse through this list. Excellent work TL,RE! 🙂

    Reply

    1. Glad to see you here! I hope you’ll find the community as wonderful as I do ☺️

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  33. Thanks for this list! I know what I’ll be doing today…Jessica Moorhouse has Mo’ Money podcast and YouTube video.

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  34. Great list! Thanks for the compilation. In your next update you may wish to add Miss Mazuma, Bayalisistheanswer, Cait Flanders and EmmaPattee.

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    1. Hahaha. I’m surprised I haven’t gotten a message yet saying I accidentally put a man on this list 😂

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  36. This is fantastic! I have been in charge of our family finances since my hubby and I started dating.

    We were on the path of FI before we knew FI. This is my savings blog that I had created years ago and now I’m going to update it with our path to FI. So I have old info and soon more updated articles.

    Reply

    1. Amazing how often you hear the story of people saving like crazy and then finding FIRE. I took over our finances pretty early as well 🙂

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  37. I missed this before now! And yes, as of this moment Mr. Steward has written zero words of the blog, so I am taking all the credit. 😉

    Thanks for including me! What a great list!

    Reply

    1. Ha – okay great! Will take the asterisks off your name then because your “About Us” page threw me 😉

      Reply

  38. This is a great list! There are so many I need to check out and read!

    Not sure if someone’s already said this but I didn’t see Miss Mazuma on there. I stumbled upon her blog a while ago and her story is pretty great too!

    Reply

    1. Someone else reminded me I’d missed her – complete accidental oversight. Thank you! She is definitely in the update I’m working on (hopefully out very soon).

      Reply

  39. Woohoo, awesome list here! Thank you for putting together and for including me 🙂

    Another awesome woman podcast = So Money by Farnoosh Torabi. I’ve listened to her for a year now and she has great interviews and $$ advice. Thank you again!

    Reply

    1. I’ve been floored by how many awesome women I HADN’T heard of before I wrote this post. Will definitely have some catching up to do 🙂

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    1. I’m loving all these new suggestions! Glad to have you a part of the community 😊

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    1. Oh I have Journey To Launch under general finance – which is the better fit? Will add Money Nerds!

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  42. Thanks for adding me to the list!!

    FYI – *These are technically duos, but the women of these blogs do the overwhelming majority of the writing, so I’ve decided to include them. <— My husband has nothing to do with the blog. 100% female generated! (You can guess who leads 95% of our financial activities, lol)

    Reply

  43. You are a-mazing for pulling this list together! Between this and Rockstar Rumble I’m not sure when I’ll find time to work on my blog!

    Reply

    1. It’s definitely getting longer as I learn of even more awesome ladies! I’ll move you categories 🙂

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  45. If you ever do an update, please consider including the many blog-for-hire freelancing women and book authors! That group includes a number of incredible writers: Donna Freeman, Miranda Marquit, Cat Alford, Zina Kumok, Aja McClanahan, Melanie Lockert, Alaina Tweddale, Valerie Rind, Stefanie O’Connell, Mandi Woodruff, Amanda Abella, and many others.

    Reply

    1. Hmmm, I’ll have to figure out how to work that out! Maybe that’s another post entirely 😉

      Reply

  46. I’m a little late to the party but thanks so much for including me and nice work on the categories!! Some great talent on this page and a few blogs I haven’t yet been acquainted with. I’m looking forward to getting some reading done this weekend!! 🙂

    Reply

    1. Thank you! The list ended up getting so long I felt like it needed to be broken out to really do it justice 😊

      Reply

    1. It’s amazing how many times I’ve heard that this week! So glad I can help bring everyone together.

      Reply

    1. Will be checking out your site for sure! Definitely a bingeworthy list here 🙂

      Reply

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