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I love reading other financial blogs, and like most everyone else here, I initially stumbled upon the idea of financial independence through a couple of those blogs. I think the online space is just incredible for motivation and finding a community of like minded individuals who cheer when you write about running to work on dark rainy mornings or line drying our laundry in order to tread lightly on the planet and to reach big financial goals.

A few months ago though, I was reading through a list of personal finance bloggers and there was literally one female listed. When someone asked in the comments below, this blogger said he didn’t know any others, which is absolutely crazy, because there are so many fantastic women in this space.

There is also a huge list of male financial bloggers, especially, male (software) engineers, starting with the original Mr Money Mustache. I think part of the reason stereotype of the white male tech FIRE blogger persists so strongly is because that is who first kicked off the movement in a big way, but it’s also more than that. When it comes to finance in general, that’s the default expectation across the board (except for maybe the specific career choice).

I am most definitely not a male engineer, but who knows about what the kid will grow up to be

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But not everyone who is interested in finance independence (and early retirement) are men with huge salaries, and I think it is so important to read different perspectives than fit in that narrow box.

Millennial Boss has a great list of FIRE bloggers who are not  male engineers, which is awesome for those of us who don’t make the big bucks and can’t possibly save 90% of our incomes. If you haven’t read this list, I would highly recommend checking out everyone on that list.

However, I’ve yet to see a specific list for the women, so I’ve decided to put one together here. I lived in a very progressive sorority at my liberal arts college as well as playing on the varsity softball team, and I know firsthand the power of a supportive and encouraging group of women. The female personal finance community feels very similar in this regard. The women here celebrate each other’s successes and empathize with the heartbreaks. I can only hope to meet many of them in real life some day.

Ps – this shouldn’t be surprising as women are overwhelmingly beginning to handle their family’s finances. The notion that men handle the money and women are just there to blow it is one that needs to finally die. These women are part of the movement that should finally change that archaic perspective.

I have plenty more to say on this topic – and maybe one day I will – but for now, go check out some of the content that has been produced by these awesome women.

And then go and read this follow up by Erin at Reaching For FI for a behind the scenes look at what it took to create this list, as well as the amazing and disappointing things that have come out as a result. And a year later, I’ve written a follow up to this post: The Year of Women in the Financial Independence Community – so many amazing things happened for women and money in 2018, and this list was just one of them.

Finance Blogs Written By Women

**I have been absolutely blown away from the response to this post and have taken some time to update the list to make it easier to find the kind of content you’re specifically interested in. With the incredible help of Erin from Reaching For FI, we have split the categories into:

  1. FIRE (Financial Independence, Retire Early)
  2. FIOR (Financial Independence, Optional Retirement – term coined by the wonderful Mad Money Monster)
  3. Debt Repayment
  4. General Finance
  5. Money Coaches
  6. Podcasts
  7. Books

DINK – Dual Income / No Kids

SINK – Single Income / No Kids

DIK – Dual Income / Kid(s)

SIK – Single Income / Kid(s)

The idea of the male financial blogger is so ingrained even in me that I had honestly expected this list to top out at around 30 – it has now morphed into over 100.  It goes to show how deep that bias is, even when you think you are aware of it. (This list will be updated regularly as I learn about new and amazing women who are writing and speaking in the personal finance arena online)

FIRE – DINK 

  1. A Purple Life
  2. All Options Considered
  3. Debt Free In Sunny CA
  4. Fetching Financial Freedom
  5. From One Geek to Another
  6. His and Her FI Post
  7. Kiwi And Keweenaw
  8. Millers on FIRE
  9. Our Next Life

FIRE – SINK

  1. Amanda Page
  2. Disabled Girl on Fire
  3. Fiery Millennials
  4. Financial Mechanic
  5. FIRE For One
  6. Frugality and Freedom
  7. Good Life. Better.
  8. Late Starter FIRE
  9. Military Dollar
  10. Millionaire on the Prairie
  11. Owning The Stars
  12. Partners In FIRE
  13. Radical FIRE
  14. Reaching For FI
  15. Recovering Women Wealth
  16. Well And Wealthy

FIRE – DIK

  1. A Gai Shan Life
  2. Frugal Asian Finance
  3. Frugalwoods
  4. Genymoney.ca
  5. Life Zemplified
  6. Millennial Boss
  7. Modest Millionaires
  8. Mom Money Map
  9. Northern Expenditure
  10. The Frugal Cottage
  11. The Frugal Gene
  12. TuppennysFIREplace

FIRE – SIK

  1. Burning Desire For FIRE
  2. Eat Sleep Breathe FI
  3. Little Miss Fire
  4. Love To Frugal
  5. Modern Fimily
  6. One Frugal Girl
  7. Stepping Stones to FI

FIOR – DINK

  1. Broke On Purpose
  2. Low Impact Life

FIOR – SINK

  1. A Chat With Kat
  2. Along the Camel Ride
  3. Budget X Babe
  4. Cash for Kat
  5. Champagne & Capital Gains
  6. Hong Kong Dividend Stocks
  7. Rich and Resilient Living
  8. The Luxe Strategist
  9. Walking to FIRE
  10. We Want Guac

FIOR – DIK

  1. Chief Mom Officer
  2. Financially Intentional
  3. Freedom FIter
  4. Handful of Thoughts
  5. Mad Money Monster
  6. Mama Fur Fur
  7. Money For The Modern Girl
  8. Our FI Nest
  9. Poorer Than You
  10. Savvy History
  11. She Picks Up Pennies
  12. The Leveraged Mama
  13. The Three Year Experiment
  14. Tread Lightly Retire Early
  15. Un Pais Libre

FIOR – SIK

  1. That Frugal Pharmacist
  2. Why We Money

Debt Repayment – DINK

Debt Repayment – SINK

  1. Rose Colored Water
  2. ZJ Thorne

Debt Repayment – DIK

  1. Debt Free Forties
  2. Jackie Beck
  3. My Debt Epiphany
  4. The 76k Project

Debt Repayment – SIK

  1. Free Fun Family
  2. Side Jam Biz

General Finance – DINK

  1. Baby Boomer Super Saver
  2. Bitches Get Riches
  3. Cash For Tacos
  4. Elementum Money
  5. Every Day by the Lake
  6. Fin$avvy Panda
  7. Half Banked
  8. I Like To Dabble
  9. Make Real Cents
  10. Making Sense Of Cents
  11. My Fab Finance
  12. My Life, I Guess…
  13. My Sense with Cents
  14. Science Finance
  15. Smile & Conquer
  16. Tenacious Feminist
  17. This Financial Wife

General Finance – SINK

  1. A Lawyer and Her Money
  2. Fitnancials
  3. Frugalish Physician
  4. Goodbye To Broke
  5. I Pick Up Pennies
  6. Mint Notion
  7. Money The Wright Way
  8. My Twenty Cents
  9. The Wallet Moth

General Finance – DIK

  1. A Dime Saved
  2. Brave Saver
  3. Frugal Overload
  4. Graduated Learning
  5. Her Money Moves
  6. Kassandra Dasent
  7. Mixed Up Money
  8. Money and Mountains
  9. NZ Muse
  10. Oscoey
  11. Saving Whiz
  12. The Budgeting Wife
  13. The Financial Graduate

General Finance – SIK

  1. I Heart Frugal
  2. Money After Graduation
  3. Savvy Family Finance
  4. Smart Money Mamas
  5. The Busy Budgeter

Money Coaches

  1. Bravely
  2. Budget Like A Lady
  3. Debbie Sassen
  4. Dr Jenn MD
  5. Dumpster Dog Blog
  6. Elizabeth Starr Harden
  7. Emily Guy Birken
  8. Family FI Life
  9. Firebird Finance
  10. Her First $100K
  11. Money School
  12. Money Smart Latina
  13. Money Tree Academy
  14. Moriah Chace
  15. The Budgetnista
  16. The Master Playbook
  17. Your Financial Launch Pad
  18. Your Money, Your Life Financial Coaching

Podcasts

  1. Afford Anything
  2. Be Wealthy & Smart
  3. Clever Girl Finance
  4. Everyday Courage
  5. FIRE Drill Podcast
  6. HerMoney
  7. Jessica Moorhouse
  8. Journey To Launch
  9. Martinis and Your Money
  10. Michelle Is Money Hungry
  11. Oh My Dollar
  12. So Money
  13. The Fairer Cents
  14. The Money Nerds

Books

  1. AgeProof, Money Rules, and Women With Money Jean Chatzky
  2. Broke Millennial and Broke Millennial Takes on Investing by Erin Lowry
  3. Clever Girl Finance by Bola Sokunbi
  4. End Financial Stress Now and The 5 Years Before You Retire by Emily Guy Birken
  5. Financial Fitness: 21 Easy Exercises To Get Your Personal Finances In Shape Fast! Dr. Vi Scott
  6. Happy Go Money Melissa Leong
  7. How to Be a Financial Grownup by Bobbi Rebell
  8. Kids Money Habits by Amy Koit
  9. Meet The Frugalwoods by Elizabeth Willard Thames
  10. Mom and Dad, We Need to Talk by Cameron Huddleston
  11. Operation Enough: How to Retire Remarkably Early Anita Dhake
  12. Quit Like A Millionaire Kristy Shen
  13. Shoo, Jimmy Choo! by Catey Hill
  14. Smart Mom, Rich Mom by Kimberly Palmer
  15. Teach Your Child to Fish: Five Money Habits Every Child Should Master Holly Reid
  16. The Broke and Beautiful Life by Stefanie O’Connell
  17. The Feminist Financial Handbook by Brynne Conroy
  18. The Financial Anxiety Solution by Lindsay Bryan-Podvin
  19. The Mindful Millionaire by Leisa Peterson
  20. The Money Queen’s Guide by Cary Carbonado
  21. The Nine Steps To Financial Freedom and Women & Money Suze Orman
  22. The Year of Less by Cait Flanders
  23. When She Makes More: 10 Rules For Breadwinning Women Farnoosh Torabi
  24. Work Optional by Tanja Hester (I wrote a review when it came out – check it out here)
  25. Your Money or Your Life by Vicki Robin
  26. Your Playbook For Tough Times by Donna Freedman

Interested in continuing the discussion? Join the Women’s Personal Finance (Women On FIRE) Facebook group. 

Looking for even more financial content written by women? Check out Women’s Money Talk and Women Who Money for sister sites that are 100% for and by women. 

599 thoughts on “Meet The Women Of The Financial Independence Movement ”

  1. Pingback: On female voices and representation in the financial independence community • Reaching for FI

  2. Huzzah for this list! I’m glad to be included. Military Dollar had a great post a while back on why gender plays such a big part in how a blogger’s voice is heard. I fully believe there’s a big assumption that women play such a minor role in the PF space, but that’s clearly not true at all. I hope this post gets updated in the future, especially as more ladies join us 🙂

    Reply

    1. Yeah, her post was seriously eye opening. I’ve been up front about being female from the get go, but the default assumption is definitely for a blogger to be male. And yes, I will continue to update this list as new (and new to me) women come on the scene.

      Reply

    2. awwwww

      I’m just seeing this now. Thanks for the compliment! That post took a long to finish, as well as get the guts to post, because (given the current environment of what seems like everyone “needing” to be on extreme ends of the spectrum about gender topics) I expected to hear a lot of blow back when I discussed perceptions of women in this space. I’m very glad to report I heard no such feedback!

      Reply

      1. The trolls are lying in wait… some day they’ll emerge I’m sure lol

  3. Thanks for including me in your awesome list along with of some of the smartest and frugalest women on the whole planet 😉 we clearly can do anything we set our minds to!

    Reply

    1. It’s so awesome how long this list has gotten – and of course I had to include you in it!

      Reply

    1. Based on what I read, I put you in the FIOR category. Glad to have you on the list!

      Reply

    1. Thank you! There are a lot of awesome blogs and podcasts on this list to keep you busy for a while 😉

      Reply

  8. Oh my gosh 131 comments! Wow this list has become exponentially larger than I initially read it and I love the categorization! Thank you so much Angela and Erin for putting this together. It feels really nice to have our FI-male (pronounced FEMALE) voices heard 😉

    I think in the organization my blog name became Gen Y Finance, which is pretty awesome, I should have thought of that, but it’s Genymoney.ca. 😉

    Reply

  9. Great list of female personal finance bloggers!! And thanks for defining those acronyms! I’ve seen a few of them tossed around (mostly just DINK), but hadn’t heard of the other ones. I’d love to join your list! Possibly under the General Finance – SINK category? Although I do work as a software engineer in tech, I’m not white or male, so I’m kinda breaking the stereotype, right? 😛

    Reply

    2. Oh jeez – totally thought you were on this list already! Putting you on there now.

      Reply

  10. This is so wonderful! I love knowing that so many women are actively in the finance scene and we’re representing! Thanks for including me in your list! So honored to be among all of you awesome ladies!

    Reply

    1. This list has gotten soooo much longer than I originally expected. It’s awesome.

      Reply

  12. I’d love to be included, but I am stumped as to where I would fall – probably under General Finance by default, but reaching for Financial Independence has always been the driving force behind Poorer Than You… so maybe FIOR? Ack, this is tough!

    At least the secondary category is clear cut for me – I’d fall under DIK. Sort of 😉

    Reply

    1. Oops – totally thought you were on here already. FIOR DIK like me! I like it 🙂

      Reply

      1. No worries, and thank you for adding me! Our situation is constantly shifting – but I promise not to ask you to move me to a different category more than like, once a year 😉 hahaha!

      2. Not a problem! I think we all move around with goals and life situations as time goes on 🙂

  14. Wow am I looking forward to looking at all of these blogs – exciting!

    I’d be so grateful if you could add me – I think I’m in the FIOR – DIK and also DIK – debt repayment categories 🙂 Thanks Angela!

    The Leveraged Mama – https://leveragedmama.com

    Reply

  15. Just to raise my head about the parapet and say thanks for the inspiration – this post convinced me to get the blog I’ve pondering over for ages finally started. I have commited electronic pen to paper, and now here we are.

    Reply

    1. I’m so glad to hear it! Let me know where on this list I should put you and I’ll add you 😊

      Reply
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  17. Such an incredible post! Really love that this topic is finally being talked about more. There are so many incredible women bloggers out there and it’s fantastic you put together this list. I have been following many on it for some time. Will be adding more to my list.

    Reply

    1. Thank you for sharing this today! There really are some fantastic ladies out there. Quite enjoy your blog as well 🙂

      Reply

  18. I enjoyed the list and will check out these blogs!
    I might have missed it, but I didn’t see one of my favorite blogs, “Millennial Revolution” listed and one of it’s two authors is the awesome blogger Kristy aka “Firecracker.”

    Reply

    1. I kept this list to female bloggers or where the woman does 90%+ of the writing for the duo. I didn’t think Millennial Revolution fit that criteria – but if I’m wrong, I’ll be happy to add them!

      Reply

    1. You let me know which category to put you in, and I’ll add you with the next update 😊

      Reply

  21. Proud that my daughter made your list! Kudos to all of you women who want to have some control over your futures!!

    Reply

    1. Thanks for commenting! Glad to have you following along with all these wonderful women!

      Reply

      1. WOW. I just read that whole thread (and I’m still trying to figure out what the heck GBCN is/stands for), and that was a wild ride. Such internet drama. I guess they think The Feminist Financier, the person who shared this post in their forums, and Tread Lightly, Retire Early are all the same woman, *pretending* to be 3 different women… just because The Feminist Financier is included on this list and used to post on their forums (and I guess violated some of their rules). That’s some super high level paranoia.

      2. Yeah I have no idea, but thanks for the extra traffic to this post, I guess? 🤷‍♀️ The idea of trying to run 3 separate active blogs is just bonkers.

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      2. Thanks! For some reason I thought she’d stopped blogging, but I see that isn’t the case.

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  31. Awesome list! On one hand, fantastic to see so many women. On the other hand, a) how will ever have time to read even a fraction of these blogs?!?!? And b) it’s making me second guess my desire to start my own PF blog. Oh well, I may yet find my PF niche…

    (PS. Here via JD Roth/Get Rich Slowly.)

    Reply

    1. I hear you on the too many awesome blogs, not enough time to read them all. But I don’t think there is any harm in another voice in finance space – especially a female one. If nothing else, there’s an absolutely fabulous community here! 🙂

      Reply

      1. I shall not abandon my plans just yet then! And community makes all the difference. 🙂

      2. If you haven’t yet, join the Women In Finance Facebook group! It may convince you to start writing (and if not there’s a fabulous community growing there in general).

      3. I’d had a quick look, but wasn’t sure if it was for those already blogging, or included those (like me) who were ‘just’ interested. However, if it’s the latter, then I shall wander on over!

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  37. I really like the Honest Money Conversations podcast with Cait Flanders (SINK) and Carrie S. Nicholson of Careful Cents…. just in case you are still adding to the list. I am truly amazed at how many blogs and podcasts there are by women!

    Reply

      1. Do you want to be included under general finance or FIOR DIK then?

    2. Hadn’t heard of Careful Cents! Honest Money Conversations is already on there 🙂

      Reply
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  39. Hi! Thanks for asking. I’d like to be FIOR DIK. I was holding off to reply until I moved my web site over from WordPress to Namecheap, and if you don’t know what that means, I didn’t either until this week–and it took me a loooooooooooooong time to figure it out. I think you just updated this list, though, so I’m happy to wait until the next update, if you’re still willing to include me. I hope you have a good week! Jaye

    Reply
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  42. This post just keeps getting better every time I check back on it. Thank you so much for making it, and thanks for adding me! 🙂

    Reply
  43. Pingback: My 5 Favorite Personal Finance Blogs - Kiwi and Keweenaw

  44. I can’t tell you how many times I’ve come to your list for reading materials and I didn’t think to check for myself. Fail. Would you please add me to the General Finance SINK for the time being.

    Thanks for pulling this together Angela! It is such a great resource.

    Reply

  45. Thank you so much for putting this list together! As inspiring as it is read to about becoming FIRE, like you said it’s mostly guys on big paychecks. Was looking for something more relatable.

    Reply

    1. Glad you found the list! Hopefully you found lots of awesome ladies to follow now 🙂

      Reply

  46. Hi again! 🙂 This is an awesome list!! I have already started to explore it! I was wondering if I could be added in the next update? I write about frugality mostly from an environmental perspective and have the goal of financial independence with my significant other which I also write about. I’m not sure where I’d fit – so maybe FIOR DINK since we want the flexibility of FI rather than retiring early? 🙂

    Reply

    1. I will add you there! And we are also very much about the flexibility and options that FI brings, regardless of the career side of things.

      Reply
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  48. put me in coach!
    FIRE – SINK!
    myearlyretirementjourney.com

    What a great list… i’d seen something similar on FAF for asian bloggers…but this is great! one of the reasons i started my bloggers. all the big names where white male STEM folks with families. personally i’d like to meet a SINK person in real life…even outside of personal finance ;)…i am literally the only one i know…

    Reply

    1. The good news is, there are quite a few on this list! I’d highly recommend going to a meet up in your area. They’re great, and I bet you’ll find some ladies in similar positions 😉

      Reply

    2. Hi from another SINK. Just to say there are plenty of us out there. I would say in the real world we gravitate towards more liberal cities in my experience, not sure where you are located?

      Reply
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  50. Wow! I started reading down the list and it just got longer and longer. Some I know and have followed for some time but so many now to go off and explore. Might need to take a couple of days leave to do that though!

    Being cheeky and more than happy to wait until you have time if you are still updating it, would love to be included in the list!

    We are in the FIRE category and currently DIK. Although youngest is 20 and at uni she still makes her presence felt financially on a weekly basis!

    Reply

    1. Will add you with the next update! I’m convinced that kids count no matter how old they are, just to varying degrees financially 😉

      Reply

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