I love reading other financial blogs, and like most everyone else here, I initially stumbled upon the idea of financial independence through a couple of those blogs. I think the online space is just incredible for motivation and finding a community of like minded individuals who cheer when you write about running to work on dark rainy mornings or line drying our laundry in order to tread lightly on the planet and to reach big financial goals.

A few months ago though, I was reading through a list of personal finance bloggers and there was literally one female listed. When someone asked in the comments below, this blogger said he didn’t know any others, which is absolutely crazy, because there are so many fantastic women in this space.

There is also a huge list of male financial bloggers, especially, male (software) engineers, starting with the original Mr Money Mustache. I think part of the reason stereotype of the white male tech FIRE blogger persists so strongly is because that is who first kicked off the movement in a big way, but it’s also more than that. When it comes to finance in general, that’s the default expectation across the board (except for maybe the specific career choice).

I am most definitely not a male engineer, but who knows about what the kid will grow up to be

But not everyone who is interested in finance independence (and early retirement) are men with huge salaries, and I think it is so important to read different perspectives than fit in that narrow box.

Millennial Boss has a great list of FIRE bloggers who are not  male engineers, which is awesome for those of us who don’t make the big bucks and can’t possibly save 90% of our incomes. If you haven’t read this list, I would highly recommend checking out everyone on that list.

However, I’ve yet to see a specific list for the women, so I’ve decided to put one together here. I lived in a very progressive sorority at my liberal arts college as well as playing on the varsity softball team, and I know firsthand the power of a supportive and encouraging group of women. The female personal finance community feels very similar in this regard. The women here celebrate each other’s successes and empathize with the heartbreaks. I can only hope to meet many of them in real life some day.

Ps – this shouldn’t be surprising as women are overwhelmingly beginning to handle their family’s finances. The notion that men handle the money and women are just there to blow it is one that needs to finally die. These women are part of the movement that should finally change that archaic perspective.

I have plenty more to say on this topic – and maybe one day I will – but for now, go check out some of the content that has been produced by these awesome women.

And then go and read this follow up by Erin at Reaching For FI for a behind the scenes look at what it took to create this list, as well as the amazing and disappointing things that have come out as a result. And a year later, I’ve written a follow up to this post: The Year of Women in the Financial Independence Community – so many amazing things happened for women and money in 2018, and this list was just one of them.

Finance Blogs Written By Women

**I have been absolutely blown away from the response to this post and have taken some time to update the list to make it easier to find the kind of content you’re specifically interested in. With the incredible help of Erin from Reaching For FI, we have split the categories into:

  1. FIRE (Financial Independence, Retire Early)
  2. FIOR (Financial Independence, Optional Retirement – term coined by the wonderful Mad Money Monster)
  3. Debt Repayment
  4. General Finance
  5. Podcasts
  6. Books*

*I am a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to and affiliated sites.

DINK – Dual Income / No Kids

SINK – Single Income / No Kids

DIK – Dual Income / Kid(s)

SIK – Single Income / Kid(s)

The idea of the male financial blogger is so ingrained even in me that I had honestly expected this list to top out at around 30 – it has now morphed into over 100.  It goes to show how deep that bias is, even when you think you are aware of it. (This list will be updated regularly as I learn about new and amazing women who are writing and speaking in the personal finance arena online)


  1. A Purple Life
  2. All Options Considered
  3. Fetching Financial Freedom
  4. From One Geek to Another
  5. Frugasaurus
  6. Kiwi And Keweenaw
  7. Millennial Boss
  8. Ms Liz Money Matters
  9. Our Next Life
  10. Partners In FIRE
  11. The Frugal Gene


  1. Amanda Page
  2. Birds of a FIRE
  3. Disabled Girl on Fire
  4. Fiery Millennials
  5. Financial Mechanic
  6. Frugality and Freedom
  7. Military Dollar
  8. Miss Mazuma
  9. Ms. Fiology
  10. Ms ZiYou
  11. My Early Retirement Journey
  12. Owning The Stars
  13. Queer With Money
  14. Radical FIRE
  15. Reaching For FI
  16. Well And Wealthy


  1. A Gai Shan Life
  2. Countdown To Tranquility
  3. Dr Jenn MD
  4. Family FI Life
  5. FIREd Up About Finance
  6. Frugal Asian Finance
  7. Frugalwoods
  8. Girl FI Day
  9. Life Zemplified
  10. Modest Millionaires
  11. Northern Expenditure
  12. Peace Out And In
  13. The Money Habit
  14. TuppennysFIREplace


  1. Burning Desire For FIRE
  2. Dash2Retire
  3. Eat Sleep Breathe FI
  4. FI And Wine
  5. Financially Independent Mom
  6. Little Miss Fire
  7. Love To Frugal
  8. FIREthe9to5


  1. Budget Epicurean
  2. Low Impact Life
  3. Whymances Of Finances


  1. Budget X Babe
  2. Champagne & Capital Gains
  3. Full-Time Dollars
  4. The Luxe Strategist
  5. Triple Bottom Line FI
  6. Walking to FIRE


  1. Downsize Your 2080
  2. Financially Intentional
  3. Freedom FIter
  4. Mad Money Monster
  5. Mama Fur Fur
  6. Money For The Modern Girl
  7. One Frugal Girl
  8. Poorer Than You
  9. Reluctant Frugalist
  10. The Leveraged Mama
  11. The Three Year Experiment
  12. Tread Lightly Retire Early
  13. Our FI Nest


  1. Money Scrap
  2. On Our Way World
  3. That Frugal Pharmacist
  4. The Frugal Wallet
  5. Why We Money

Debt Repayment – DINK

  1. Our Table For Two
  2. Wise Mind Money

Debt Repayment – SINK

  1. Dear Debt
  2. Debt Dummy
  3. Debts To Riches
  4. Making It Rain
  5. ZJ Thorne

Debt Repayment – DIK

  1. Debt Free Forties
  2. My Debt Epiphany
  3. Sharon Raj Singh
  4. The 76k Project

Debt Repayment – SIK

  1. Side Jam Biz
  2. The Lady In The Black

General Finance – DINK

  1. Baby Boomer Super Saver
  2. Bitches Get Riches
  3. Broke Millennial
  4. Elementum Money
  5. Every Day by the Lake
  6. Feminist Financier
  7. Fin$avvy Panda
  8. Fun Times Finance
  9. Funding Cloud Nine
  10. Half Banked
  11. I Like To Dabble
  12. Keeping Up With The Bulls
  13. Little Green Revelation
  14. Making Sense Of Cents
  15. MissFunctional Money
  16. Mixed Up Money
  17. My Fab Finance
  18. My Life, I Guess…
  19. My Sense With Cents
  20. NZ Muse
  21. Science Finance
  22. Simplistic Steph
  23. Smile & Conquer
  24. Sunburnt Saver
  25. Tenacious Feminist
  26. The Budgeting Wife
  27. The Wild Wong
  28. This Financial Wife
  29. Xennial Blogger

General Finance – SINK

  1. Bravely
  2. Budget And The Beach
  3. Cash Fasting
  4. Dumpster Dog Blog
  5. Frugalish Physician
  6. Frugally Reckless
  7. Good Life. Better.
  8. Goodbye To Broke
  9. Happy to Hustle
  10. Her First $100K
  11. I Pick Up Pennies
  12. Jennifer T Chan
  13. Make Real Cents
  14. Michelle Is Money Hungry
  15. Millionaire On The Prairie
  16. Mint Notion
  17. Money The Wright Way
  18. My Twenty Cents
  19. The Give And Get
  20. The Land Of Milk And Money
  21. The Wallet Moth
  22. Working Moms World

General Finance – DIK

  1. Brave Saver
  2. Budget Like A Lady
  3. Debbie Sassen
  4. Femme Frugality
  5. Frugal Overload
  7. Graduated Learning
  8. Her Money Moves
  9. How We Do Money
  10. Kassandra Dasent
  11. Kids Money Habits
  12. Make Smarter Decisions
  13. Mom Money Map
  14. Money Tree Academy
  15. Montana Money Adventures
  16. She Picks Up Pennies
  17. Simple Organized Lifestyle
  18. The Financial Graduate
  19. The Frugal Convert

General Finance – SIK

  1. Chief Mom Officer
  2. I Heart Frugal
  3. Live Chic And Well
  4. Making Your Money Matter
  5. Money After Graduation
  6. Oscoey
  7. Personal Finance Junkie
  8. Savvy Family Finance
  9. Smart Money Mamas
  10. The Busy Budgeter


  1. Afford Anything
  2. Be Wealthy & Smart
  3. Clever Girl Finance
  4. FIRE Drill Podcast
  5. HerMoney
  6. House of FI
  7. Journey To Launch
  8. Millennial Money
  9. Mo’ Money Podcast
  10. Oh My Dollar
  11. So Money
  12. The Fairer Cents
  13. The Money Nerds


  1. Broke Millennial by Erin Lowry
  2. End Financial Stress Now by Emily Guy Birken
  3. Financial Fitness: 21 Easy Exercises To Get Your Personal Finances In Shape Fast! Dr. Vi Scott
  4. How to Be a Financial Grownup by Bobbi Rebell
  5. Kids Money Habits by Amy Koit
  6. Meet The Frugalwoods by Elizabeth Willard Thames
  7. Shoo, Jimmy Choo! by Catey Hill
  8. Smart Mom, Rich Mom by Kimberly Palmer
  9. The Broke and Beautiful Life by Stefanie O’Connell
  10. The Feminist Financial Handbook by Brynne Conroy
  11. The Money Queen’s Guide by Cary Carbonado
  12. The Year of Less by Cait Flanders
  13. Women With Money Jean Chatzky
  14. Work Optional by Tanja Hester (I wrote a review when it came out – check it out here)
  15. Your Money or Your Life by Vicki Robin
  16. Your Playbook For Tough Times by Donna Freedman

Interested in continuing the discussion? Join the Women’s Personal Finance (Women On FIRE) Facebook group. 

Looking for even more financial content written by women? Check out Women’s Money Talk and Women Who Money for sister sites that are 100% for and by women. 

404 thoughts on “Meet The Women Of The Financial Independence Movement 

    1. Thank you! I’ve been happy to see how much interest it’s gotten, but we’ve a long way to go still.

  1. Love this list! But…. I’m trying to find a blog I read for awhile, but can’t remember the name….woman, young, retired, living in NYC, husband still works, was pregnant and recently purchased home/condo, had worked in finance or wealth management—anyone know this blog?? Thanks for any help

  2. Thank you for putting this list together! It is really great to see more women out there in the FIRE/FIOR/finance community. I still need to follow many of these links. However, I wanted to mention a book I read recently that would be a great addition to this list: “The Art of Money: A Life-Changing Guide to Financial Happiness”, by Bari Tessler ( It’s not specifically about financial independence (and may have a bent towards entrepreneurial types), but it deals so well with the emotional side of finance that I cannot more highly recommend it. Through reading this book I greatly increased my comfort in taking about financial things with my spouse and finally got the push I needed to start tracking spending properly.

  3. This post is getting bookmarked! What a great resource. I love the way you organized it as well. I know as a “SINK” FI-seeker and blogger my perspective is different from each of the others. It’s great to be able to consciously dip in and out of my particular niche. Thanks for putting this together!

    1. Glad you found it! It’s amazing how many of us there are out there in this seemingly small space 🙂

  4. This Post is so informative and great information you have shared by this post about in finance industry thanks for it Norman Meier from the same field who helps in business management and financial investment.

  5. Oh, what an awesome list and I’m extra appreciative for it because it helps me find more female financial bloggers to connect with! I’m so with you on the whole, white male, software engineer financial blogger thing. YES, they have contributed AWESOME stuff to the blogosphere and have inspired parts of my own journey. But, I don’t need a “face punch” because I drove my minivan for an evening grocery run, with my little kids in tow, and hungry mosquitoes buzzing around looking for a free meal. Nor do I need to be chastised for not having a bunch of buddies over for free beer and home reconstruction/building project. The path is usually so much different for women and I’m thrilled to see more and more of us leading the way! You are awesome to make this more evident and accessible for ALL women!!!

    1. So glad this spoke to you!! Now go join the Women’s Personal Finance group on Facebook, where you will find love and support for that minivan dinner instead of face punches ❤️❤️

      1. Absolutely! Look at the categories and let me know where you land 🙂

      2. Hmmmmm, I think the best fit is: General Finance – DIK. Thanks for helping me get hooked in to you and all the others.

        Also, I saw you have been accomplishing a phenomenal savings rate – 44-50% is really exceptional. Well done, woman!

      3. Updated and added you in! And thank you very much! It’s been a serious focus this past year to be sure 🙂

  6. Wow! Amazing work putting all this together and so happy to discover more women financial bloggers to connect with :). This is definitely going on my resources page!
    I’d love to be added to the FIRE – DIK section :).
    Thanks for the hard work that went into this!

  7. I’m grateful that ONL linked to this list today. I’m going to be spending a happy few hours checking out some blogs that are new to me.
    Mr PIE and I have been writing at Plan Invest Escape on and off for a couple of years. I’d love to be added to your list, but I wonder where? We were DIK, and now we are fully FIREd with kids. One of my motivations to get back into writing more often was to represent FIRE with kids form a female perspective.

    1. Glad you’ll be back writing from the FIRE’d perspective! I feel like there’s a lack of that in the space. Do you do the majority of the writing? I love me some duo bloggers but this list has been kept just for the ladies 🙂

      1. That’s what I thought – definitely don’t mean to exclude anyone, but this space I’ve carved out specifically for the ladies ❤️

  8. Fantastic list! Thank you for sharing it – now I have some reading to do! 🙂 I’d love to have my site added as well – I suppose I am a SINK since my children are grown. Or maybe SEG – Self Employed Grandma!

    1. I think SIK still qualifies – you still have the kiddos (and now grandkiddos!) Will be sure to add you in the next update 🙂

      1. Well I’m married and my husband has a son, but I mainly talk about my own financial experience and don’t have any children…so we’ll go with General Finance – SINK. Thank you!

      1. I will put you in FIRE for now, and you can let me know if you change your mind 🙂

  9. Thanks for putting this much needed list together! I’ve just started my own journey towards financial freedom, specifically debt repayment. Could I be added as DIK? Thanks!

  10. Hi! I’d love to be added in the next update as well 🙂 I’m technically a DINK, but doing this journey solo (so far!)

      1. Sorry for confusing the bats out of you busy momma 😛 I think Merry for $ is General Finance DINK and I think Frugal Gene should be FIOR DINK.

        I have changed my mind about FIRE big time since you wrote this post. Personal growth has pointed me to doing everything but retire. I think I’ll go nuts!!

      2. Soooooo confused 😂😂😂

        The beauty of FIRE is there’s nothing to say that you HAVE to stay retired.

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